LinkRTO

Link is a Game Changer that will allow a borrower that isn’t quite mortgage ready

to have an equity position with only 3.5% down.

• 96.5% Financing up to FHA loan limits
• No income or asset seasoning required!
• Minimum score 580
• 40-year amortization with an equity right
• DACA or borrowers who do not have SSNs – Okay!
• S/E, 1099 and gig workers less than 1 yr allowed!
• LINK is a Financing Agreement providing the rights and privileges of homeownership via equitable title, similar to a standard mortgage and deed of trust
• Built-in refinancing allows for customer transition into direct ownership
• Financial counseling, payment protection and home warranty included

Customers that benefit from the LINK Program:

• First time home buyers
• Self-employed
• 1099 and gig workers
• Relocation
• New job
• College graduates
• Student loans burdened
• ITIN/DACA
• Multi-generational households
• Credit issues preventing mortgage approval
• Those in transition