Jeremy McDonald

I’m Jeremy McDonald, a wholesale mortgage broker and Team Leader based in Jacksonville, Florida. My mission is to help you make mortgage decisions with clarity, strategy, and confidence.

Unlike a bank or retail lender, I compare multiple wholesale lenders and loan structures to find better fit, competitive pricing, lower fees when available, and more flexibility for your specific scenario.

I work with first-time buyers, veterans, refinance clients, and investors. My approach is direct: set the right plan early, solve issues before they become delays, and guide the loan cleanly to closing.

The Wholesale Broker Advantage

As a wholesale broker, I compare many lenders on your exact scenario instead of one bank menu. That generally produces more options, competitive wholesale pricing, lower fees when available, and more flexibility when a scenario does not fit a single box.

$1,000 Best Price Guarantee

I stand behind Loan Factory’s $1,000 Best Price Guarantee on eligible Conventional, FHA, and VA loans of $200,000 or more. If we cannot beat a competitor’s written, locked offer for the same loan type on the same day, you may qualify for $1,000 subject to the program terms.

What I Specialize In

• Purchase loans, refinance strategy, and investor financing.
• Clear comparisons across conventional, government, jumbo, and Non-QM options.
• Fast structure decisions for borrowers and Realtors who need direct answers.
• Primary market: Northeast Florida, especially Jacksonville and surrounding areas.

Let’s Work

• Direct Line: (904) 506-0181
• Mobile / Text: (904) 442-3213
• Primary Email: jeremy@mcdonald-mtg.com
• Apply: www.loanfactory.com/jeremymcdonald
• Team site: www.legendsmortgage.team
• NMLS Consumer Access: nmlsconsumeraccess.org