Sources and editorial review
Who is behind this site
This site presents Jeremy McDonald, NMLS 1195266, of Legends Mortgage Team, powered by Loan Factory, NMLS 320841. See his profile for professional information. Jeremy McDonald
A professional identity on the site does not mean that person reviewed every page. A preparation or modification date is not a human-review date.
How to use our guides
Educational guides organize questions and documents. Requirements vary by program, lender, property, state and file. Calculators identify their assumptions and do not promise rates, approval, savings or credit scores.
When an individual review is documented, the page may identify the reviewer and actual date. We do not use automatic dates to make content appear freshly reviewed.
Primary references
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